Private credit for the built world

Find the financing path. Build what comes next.

Clear, practical guidance for builders and developers evaluating non-bank construction and development capital—from land and horizontal work through completion, stabilization, and exit.

Check your project Explore financing guides
Free questionnaire / No documents or broker calls required to start
Project signal ● Ready
Project stage
Capital Search
01
Define the request
02
Test lender fit
03
Map the market
04
Move with clarity

2,000+ capital sources in the existing alignment database

Built for investment construction projects

Business-purpose only

$500K–$50M+

Existing platform range

Human-Guided AI

Alignment, not generic matching

CTK-06 / Latest entries

Latest entries

Notes on construction capital, draw structures, leverage and lender fit — written for builders who already understand money.

Entry Date

Reimbursement draws are a capacity problem, not a cash-flow annoyance

Reimbursement-draw structures don't just slow one project down. They cap how many specs a builder can run at once. Here's the math lenders don't walk you through.

August 15, 20265 min
CTK-07 / Financing guides

Start with the credit question

Useful answers before lender outreach.

Each guide explains what capital providers are likely to examine, which obstacles matter, and what an experienced sponsor should prepare. The goal is not traffic for its own sake—it is a better-informed path to a qualified financing opportunity.

01

Capital Sources

Alternative construction capital Non-Bank Construction Lenders Speed, flexibility, and fit Private Construction Lenders Beyond a conventional bank process Alternative Construction Capital Diagnose the decline before replacing the lender Construction Financing When Banks Will Not Lend Financing for investment projects Business-Purpose Development Financing Institutional non-bank lending Construction Debt Funds
02

Construction

From land to completed homes Ground-Up Residential Construction Financing Turn track record into credit strength Construction Financing for Experienced Builders Leverage requires context High-LTC Construction Financing Recognizing value already created Construction Financing Using Land Equity A budget is a credit document How Lenders Review a Construction Budget Prepare for funding after closing Construction Draw Readiness
03

Land & Horizontal

Capital for lots and infrastructure Subdivision Development Financing A&D financing explained Acquisition and Development Loans Roads, utilities, grading, and lots Horizontal Development Financing From parcel to development-ready asset Land Development Loans Monetizing entitlement progress Financing Entitled Land Basis, value, and contribution Land Equity in Construction Loans
04

Property Strategies

Construction through stabilization Build-to-Rent Construction Financing Capital for apartment development Multifamily Construction Lenders Senior debt, equity, and structured capital Multifamily Development Capital Stack Horizontal and vertical rental execution Rental Community Development Financing One project, multiple risk profiles Mixed-Use Development Financing Financing without a committed buyer Spec Home Construction Financing
05

Special Situations

Capital between milestones Bridge and Transitional Financing Restart, complete, and stabilize Financing Partially Completed Projects Reset the capital structure Refinance and Recapitalization Capital after the original plan changes Recapitalization for Development Projects Structured equity below common ownership Preferred Equity for Development From completion to permanent capital Refinance After Construction
06

Lender Readiness

Capacity beyond the equity check Sponsor Liquidity for Construction Loans Repayment begins with the plan Construction Loan Exit Strategy What to organize before lender outreach Construction Project Readiness Checklist Present the credit, not a document dump Lender-Ready Construction Loan Package Project stage changes the lender universe Permits, Entitlements, and Construction Financing A faster path to useful lender feedback Questions Developers Should Answer Before Seeking Financing

Project tool

Model leverage before you request it.

Use the construction LTC calculator to compare requested debt with total project cost and see how land equity and documented costs affect the conversation.

Open the LTC calculator

When the project is real

See whether your project aligns.

Complete the existing Capital to Keys questionnaire and receive an initial Capital Alignment Report—without uploading confidential documents upfront.

Start the Capital to Keys questionnaire